Payaza (78 Financials)
Owning product strategy and the full product lifecycle for a pan-African payments platform, partnered closely with engineering leadership and the executive team.
Founded in Lagos in 2022, with secondary HQ in the United States.
Products
Cards, Transfers, Mobile Money, QR (Give — Google Pay, Apple Pay, stablecoins), USSD, MPOS, Team Management.
Features
User-friendly dashboard, Collections & Payouts, Mobile SDKs, Settlements, Reconciliation, APIs.
Markets
Live in 24 markets — 19 across Africa, plus the US, Canada, UK, UAE, and Bahrain.
Licenses
PSSP in Nigeria, Ghana, Tanzania, Liberia, Canada. IMTO Nigeria. MSB US & Canada. Mastercard MSO Certified. Visa PayFac Certified.
Compliance
PCI DSS · ISO 27001 · NDPR · Deloitte-audited · UN SDG ESG partnership.
Ratings
DataPro A (long-term) / A1 (short-term) — first indigenous African payments company to receive that rating. GCR (Moody’s affiliate) A3 / BBB. Agusto Bbb. Great Place to Work Certified.